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2022 Wells Fargo Financial Analyst Credit Program 1- Middle Market Banking - Multiple Locations
Company: Wells Fargo
Location: Mesa, AZ
Employment Type: Full Time
Date Posted: 09/28/2021
Expire Date: 11/12/2021
Job Categories: Banking, Computers, Software, Finance/Economics, Financial Services, Human Resources, Information Technology, Insurance, Legal, Military, Sales, Executive Management, Research & Development, Nonprofit and Volunteer Services, Energy / Utilities
Job Description
2022 Wells Fargo Financial Analyst Credit Program 1- Middle Market Banking - Multiple Locations
Job Description

Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message.  In order to receive text message invitations, your profile must include a mobile phone number designated as “Personal Cell” or “Cellular” in the contact information of your application. 

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Commercial Banking provides financial solutions to businesses with annual sales generally in excess of $5 million. Our business lines are Wells Fargo Commercial Capital, Middle Market Banking, and Treasury Management & Payment Solutions.

Middle Market Banking
o    Services private and public companies with annual sales of $5 million to $2 billion
o    Specialized expertise across industry sectors


2022 Wells Fargo Financial Analyst Program – Middle Market Banking (MMB)

The Financial Analyst Program is a-multi-faceted early talent program that incorporates two avenues to develop you for your future career in Middle Market Banking.

  • The first is a centralized enterprise program that provides four extensive training sessions and coaching to build your analytical and interpersonal skills.
  • The second is a line of business-specific program offered by the Middle Market Banking team in two-stages. The Middle Market Banking program’s focus is on credit underwriting skills, as well as, career development and enrichment activities. Our goal is to provide you the knowledge and skills to successfully develop and manage our client relationships.

Development Hub Stage
You will begin your program in our Development Hub located in Charlotte, NC. During this six-month stage, you will participate in numerous credit learning activities and develop your credit underwriting skills through on-the-job credit report preparation. You will also engage in various career development and enrichment activities, such as volunteer events, conversations with senior leaders, discussions with product partners and team building events. Upon successful completion of this six-month stage, you will transition to a Middle Market Banking Office (MMBO), Specialized Industries Team (SI Team), or Credit Execution and Portfolio Management Team (CE&PM Team). Offers can be for a specific MMBO, SI team, CE&PM team, or a MMB metropolitan area, or region of the country. If a MMB metropolitan or regional offer, your placement location will be determined prior to completion of the six-months in the Development Hub.
Middle Market Banking/Specialized Industries/ Credit Execution and Portfolio Management Office Stage
Upon your transition to a MMBO, SI team, or CE&PM team, you will work alongside experienced Middle Market Bankers to further deepen your knowledge and develop your analytical, underwriting and relationship management skills by actively participating in your team’s day-to-day customer and prospect management activities.

Wells Fargo Middle Market Banking delivers a comprehensive suite of products and industry expertise to serve the diverse financial needs of companies with annual sales typically ranging from $5 million to $2 billion. As a leader in serving commercial customers, Wells Fargo offers financial services including credit and treasury management solutions as well as specialized expertise across industries through the following platforms:

• Local Middle Market Banking Offices (MMBO): Located in 46 states and Canada, our numerous offices are organized into three regions (West, Central, and East) and seventeen geographic divisions. The local delivery model affords Wells Fargo the opportunity to know our customers and understand their business. These offices are committed to our customers success and building lasting relationships by delivering exceptional service and innovative solutions.


  • Analyze the strengths and weaknesses of a company’s business and management team
  • Conduct in-depth industry research to identify key drivers, challenges, and trends that are most relevant
  • Monitor and evaluate customer financial and operational performance and how each may impact overall risk management and assessment
  • Partner with relationship managers to structure multi-million dollar credit transactions
  • Prepare credit underwriting memorandums, including recommendations, key risk factors, sources of repayment, cash flow modeling, leverage profile assessment and ability to service debt
  • Review legal documentation that outlines the terms and conditions of approved loans
  • Assess and understand client needs to effectively identify other Wells Fargo products and services that can help clients achieve their goals
  • Engage in creative thinking and idea generation to prepare discussion materials that focus on issues impacting the company and prepare relationship managers for client or prospect dialogue
  • Participate in customer meetings, due diligence visits and other client interactions to gain exposure to company management teams and their interactions with senior bankers, if you are in a MMBO or SI office

Financial analysts who successfully complete the program are on their way to a long-term career. The program is ideal for preparing you for a relationship or credit risk management role, in which you will support customer relationships by working with a customer’s business principals to understand their short- term and long-term needs and to structure the financing and banking products that help them achieve their goals.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements. 

Required Qualifications

  • 6 months of experience in one or a combination of the following: financial analysis, credit analysis, statistical analysis, or statement spreading demonstrated through work or military experience; or BS/BA degree or higher granted prior to hire date

Desired Qualifications

  • Military experience in personnel benefits management, processing military personnel orders or transitions, wartime readiness operations, human resources or military recruiting
  • Military intelligence or analytics experience including operational management, project management, mission evolution management and finance management
  • Experience working with military protocol and instructions, enlisted evaluations, officer/leadership reporting, and assistance with keeping military personnel combat-ready and effective
  • Ability to work in a fast-paced deadline driven environment
  • Effective organizational, multi tasking, and prioritizing skills
  • Excellent verbal, written, and interpersonal communication skills
  • High level of initiative and accountability
  • Intermediate Microsoft Office skills
  • Solid problem solving and decision making skills
  • Strong analytical skills with high attention to detail and accuracy

Salary Information

The salary range displayed below is based on a Full-time 40 hour a week schedule.

GA-Atlanta: Min: $43,200 Mid: $60,000
NE-Lincoln: Min: $43,200 Mid: $60,000
TX-Amarillo: Min: $38,900 Mid: $54,000
AZ-Mesa: Min: $43,200 Mid: $60,000
KS-Overland Park: Min: $43,200 Mid: $60,000
TX-Fort Worth: Min: $43,200 Mid: $60,000
CA-Visalia: Min: $43,200 Mid: $60,000
CA-Modesto: Min: $47,500 Mid: $66,000
CA-Bakersfield: Min: $47,500 Mid: $66,000
NC-Raleigh: Min: $43,200 Mid: $60,000
NC-Charlotte: Min: $43,200 Mid: $60,000

Street Address

GA-Atlanta: 1100 Abernathy Road - Atlanta, GA
TX-Amarillo: 905 S Fillmore St - Amarillo, TX
CA-Bakersfield: 5401 California Ave - Bakersfield, CA
NC-Charlotte: 301 S Tryon St - Charlotte, NC
TX-Fort Worth: 201 Main St - Fort Worth, TX
NE-Lincoln: 1248 O St - Lincoln, NE
CA-Modesto: 1120 K St - Modesto, CA
KS-Overland Park: 7500 College Blvd - Overland Park, KS
NC-Raleigh: 150 Fayetteville St - Raleigh, NC
CA-Visalia: 400 E Main Street - Visalia, CA
AZ-Mesa: 2410 S Power Rd - Mesa, AZ


    All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

    Relevant military experience is considered for veterans and transitioning service men and women.

    Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

Benefits Summary


Visit https://www.wellsfargo.com/about/careers/benefits for benefits information.

Contact Information
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