Our current system for collecting student loans makes no distinction between deadbeats who cheat and the much greater numbers of people who just don’t have the money to repay. As predatory debt collection agencies ruin the lives of more and more Americans, we are ignoring an easy and fair solution.  http://www.washingtonmonthly.com/magazine/septemberoctober_2012/features/getting_rid_of_the_college_loa039354.php