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Principal Architect Enterprise Architecture (Consumer Banking, AI & Cloud)
Company: Truist Financial
Location: Atlanta, GA
Employment Type: Full Time
Date Posted: 04/30/2026
Job Categories: Banking, Finance/Economics, Information Technology
Job Description
Principal Architect Enterprise Architecture (Consumer Banking, AI & Cloud)

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.

Need Help?

If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response).

Regular or Temporary:

Regular

Language Fluency: English (Required)

Work Shift:

1st shift (United States of America)

Please review the following job description:

TThis role reports to the Division Head of Enterprise Architecture (EA) aligned to Consumer & Small Business Banking (CSBB) and is responsible for enterprise architecture leadership, strategy, and governance across Consumer Banking portfolios such as Retail & Digital Channels, Deposits, Consumer Lending, Payments, Servicing, and Consumer Data & Analytics.

The Principal Architect has primary accountability for defining and executing an AI first, cloud first enterprise architecture strategy for Consumer Banking, including development of current state and future state architectures and a sequenced roadmap to modernize the consumer technology ecosystem. This includes consumer-facing channels (branch, digital, call center), core consumer platforms, data and analytics, integration, and shared serviceswhile ensuring strong alignment with regulatory, risk, resiliency, and customer experience expectations.

The role focuses on business capabilities and platform architecture enterprise wide within Consumer Banking, leads development and enforcement of architectural standards, and provides architectural direction and governance for complex, cross domain initiatives. The Principal Architect partners closely with consumer business leaders, technology teams, risk, security, and data organizations to drive modernization, innovation, and AI enablement aligned to Truists Consumer Banking strategy.

ESSENTIAL DUTIES AND RESPONSIBILITIES
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

1. Top-down enterprise design with focus on business model, digital transformation and innovation i.e. collaborate with business owners, technology leaders and risk partners to draft the tech strategy, reflecting the corporate objectives/strategy

2. IT Landscape design in the context of business capabilities of the organization supporting enterprise objective, cost and risk reduction.

3. Lead cross cutting enterprise solution design that span across multiple CIOs and domains

4. Set strategic direction for the assigned major business division in alignment with the Business Strategy and Technology standards and provide thought leadership in the development of an enterprise strategic IT plan.

5. Maintain a high level of awareness and understanding of existing and emerging technologies, as well as industry and bank issues, to effectively match them.

6. End to end accountability to review and approve design solutions that best meet the business needs of the enterprise, with a primary focus on innovation.

7. Lead or "jump start" initiatives deemed critical to IT Services and Truist's success

8. Provide thought leadership in new technology innovation, incubation, introduction, and implementation critical to Truist's technology and business strategy roadmaps and ongoing success.

QUALIFICATIONS

Required Qualifications:

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. Bachelor's degree in Business or IT, or equivalent education and related training

2. Twenty (20) years of architecture/design/delivery experience which includes fifteen (15) years of enterprise architecture experience or twenty years of solution architecture experience in technology and security, and ten years of banking/financial business domain

3. Comprehensive experience with various architectural domains such as application, data, infrastructure, security, and integration

4. Strong analytical and broad architectural skills

5. Strong verbal and written communication skills

6. Strong negotiation/facilitation skills

7. Significant knowledge of current and emerging architecture principles, methodologies, and tools

8. Experience as negotiator with vendors for relevant products and services

9. Demonstrated competency in strategic thinking with ability to differentiate feasible from academic solutions

10. Demonstrated thought-leadership skills with the ability to translate high-level business planning information into application needs/solutions

11. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products

12. Ability to travel, occasionally overnight

Preferred Qualifications

1. Experience defining and executing AI strategies within Consumer Banking, including applied use of machine learning and generative AI to improve customer experience, servicing efficiency, fraud prevention, or decisioning.

2. Hands on experience architecting or governing cloud first or hybrid cloud consumer platforms (e.g., AWS, Azure, or GCP), including large scale application and data migrations.

3. Experience designing AI platforms and patterns (e.g., RAG, data/feature platforms, model lifecycle management, AI governance) in regulated consumer banking environments.

4. Strong familiarity with consumer data architectures, analytics platforms, and event or API driven integration models.

5. Experience partnering effectively with risk, compliance, privacy, and information security teams to embed controls and auditability into consumer architecture designs

6. Ten (10) years of Consumer Banking domain experience.

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position.Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truists generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truists defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

EEO is the Law E-Verify IER Right to Work

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Company Name: Truist Financial
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