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Q&A With Janay Carver

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Janay Carver
Credit Analyst, Caterpillar Financial
Location: Nashville, TN United States
Joined: Jan 29th, 2010
About   (request update)
My Interview Question
What are your future goals?
Education   (request update)
Clark Atlanta University class of 2011
Undergrad Major: Business Administration
Campus Organization:
Zeta Phi Beta
Clark Atlanta University class of
Grad Major:
Experience
I currently work with Caterpillar Financial as Credit Analyst
I have 3 years of experience working in the Financial Services industry.
Credit Analyst | Caterpillar Financial Products Division
From June 2011 to Current • 15 year(s)
 Analyze customer credit worthiness with $500k approval authority for deals up to $10MM. Process credit reports and perform risk analysis using Excel and pivot tables.
Portfolio Analyst | Caterpillar Financial Products Division
From June 2011 to June 2013 • 2 year(s)
 Managed 250-300 multi-million dollar Eastern region dealer portfolios for delinquent accounts. Negotiated contract restrictions and developed forecasting reports for repossession.
Business Office Associate II | CarMax Auto Superstore
From February 2008 to December 2010 • 2 year(s)
 Verified check information for 45+ accounts daily and organized cash deposits over $100,000. Interfaced with customers on vehicle purchase contracts and loan applications.
Human Resources Project Manager Intern | Automatic Data Processing (ADP)
From June 2010 to August 2010 • 0 year(s)
 Managed recruiting and career development website for company intranet. Supported 500+ implementation employees and produced project status reports.
Management Trainee Intern | Enterprise Rent-A-Car
From May 2007 to November 2007 • 0 year(s)
 Developed relationships with auto-body shops and hotels, securing a $50,000 corporate account. Increased sales and expanded inventory levels by 14%.
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