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I just got accepted to Howard...now what? Posted on 02-19-2008
shadb33

It was fast too. I just applied 2 weeks ago. It was smart of me to send it to my cuz in D.C. to turn it in personally. Now I gotta find money though. I don't know about everyone's financial situation but I'll just say Howard costs are double my families yearly income . Yeah, I'm poor. I've done the FAFSA and I'm sure I'll get the max on grants and I've been doing a gang of scholarships. My mama claimed me on her taxes so I can only get like 2 G's in loans. I really don't know what else to do. Does anyone know other websites and resources where I can find money? If I can't go to Howard then I'm settling for community college period.
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TSUblueTiger replied on 02-20-2008 10:58AM [Reply]
For additional scholarship information, please use the links below. Good Luck! African American Scholarships NBMBAA - Leaders of Tomorrow NBMBAA-DC: Scholarships NSBE | Programs Scholarships
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smc112 replied on 02-20-2008 11:32AM [Reply]
shadb33 wrote:
It was fast too. I just applied 2 weeks ago. It was smart of me to send it to my cuz in D.C. to turn it in personally. Now I gotta find money though. I don't know about everyone's financial situation but I'll just say Howard costs are double my families yearly income . Yeah, I'm poor. I've done the FAFSA and I'm sure I'll get the max on grants and I've been doing a gang of scholarships. My mama claimed me on her taxes so I can only get like 2 G's in loans. I really don't know what else to do. Does anyone know other websites and resources where I can find money? If I can't go to Howard then I'm settling for community college period.
If your mother or father has good credit, you can take out a Parent Plus loan in their name. Usually, loan companies, like Sallie Mae, will work with your parent's credit. They will go in and clear up some things so you could be eligible to apply for a Parent Plus loan. If your parents don't want to go through the hassle of getting the Parent Plus loan for you, just get their social security numbers and date of birth (with their permission) and call and apply for the loan yourself. That is what I did. I asked my mom if it was okay for me to use her social security number to apply for a Parent Plus loan, and to act like her over the phone, and she told me it was okay. Most financial institutions will allow you to apply for the amount of the school's budget. Therefore, you can only apply for the maximum amount of your school's budget. Back in the day, people could borrow any amount and people used to get cars and houses off their refund check. The goverment has put a stop to that, and now students can only borrow up to their school's budget or cost of attendance. Anyway, Sallie Mae's website is: Sallie Mae - Private Student Loans, Stafford, PLUS, Student Loan Consolidation Go there and get information on the Parent Plus loan or call their number off of the website. If you can't get enough in scholarships or grants, you should use the Parent Plus loan option as a last resort. I encourage you to go on to Howard if you are accepted. I feel that it is best for people to go on to a 4-year college and skip the junior college thing. For one thing, you will miss out on a lot transferring in. People usually meet their best friends their freshman year, and you will miss out on all that. If you are smart enough to be accepted into Howard, you are smart enough to handle the course work. There are other ways to pay for college than just grants and scholarships. There is also the Stafford Loans and then your Parent Plus loans. Anyway, I hope this helps.
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TSUblueTiger replied on 02-20-2008 11:35AM [Reply]
smc112 wrote:
If your mother or father has good credit, you can take out a Parent Plus loan in their name. Usually, loan companies, like Sallie Mae, will work with your parent's credit. They will go in and clear up some things so you could be eligible to apply for a Parent Plus loan. If your parents don't want to go through the hassle of getting the Parent Plus loan for you, just get their social security numbers and date of birth (with their permission) and call and apply for the loan yourself. That is what I did. I asked my mom if it was okay for me to use her social security number to apply for a Parent Plus loan, and to act like her over the phone, and she told me it was okay. Most financial institutions will allow you to apply for the amount of the school's budget. Therefore, you can only apply for the maximum amount of your school's budget. Back in the day, people could borrow any amount and people used to get cars and houses off their refund check. The goverment has put a stop to that, and now only allow students to borrow up to their school's budget, or cost of attendance. Anyway, Sallie Mae's website is: Sallie Mae - Private Student Loans, Stafford, PLUS, Student Loan Consolidation Go there and get information on the Parent Plus loan or call their number off of the website. If you can't get enough in scholarships or grants, you should use the Parent Plus loan option as a last resort. I encourage you to go on to Howard if you are accepted. I feel that it is best for people to go on to a 4-year college and skip the junior college thing. For one thing, you will miss out on a lot transferring in. People usually meet their best friends their freshman year, and you will miss out on all that. If you are smart enough to be accepted into Howard, you are smart enough to handle the course work. There are other ways to pay for college than just grants and scholarships. There is also the Stafford Loans and then your Parent Plus loans. Anyway, I hope this helps.
Great Post! I actually learned something!
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smc112 replied on 02-20-2008 11:39AM [Reply]
TSUblueTiger wrote:
Great Post! I actually learned something!
Whatever, I'm sure you knew all of this stuff! I'm sure you can give me the ropes on how to get money. LOL
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BisonBoy from norfolk, VA replied on 02-29-2008 07:19AM [Reply]

Now you celebrate..., and tha money will come... okay not really but congrats.
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TSUblueTiger replied on 02-29-2008 02:09PM [Reply]
Check out this organization for more scholarship information. National HBCU Scholarship Foundation, Inc. - Home
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shadb33 replied on 02-29-2008 03:54PM [Reply]
Preciate all the info....I'll definitely get on my grind. To the Bison Boy....mannnn I wish the money would just come lol...
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BisonBoy from norfolk, VA replied on 03-04-2008 07:16AM [Reply]

All you gotta do is first you cook it up... then you chop it down... put in on tha buffet... and wait for tha fiends to **** around... YEA, IM SAYIN, GET A JOB A CI CI'S
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shadb33 replied on 03-08-2008 04:01PM [Reply]
I'm like TIP......I refuse to work a 9 to 5...but it looks like I'll have 2 this summer.
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